From a life insurance perspective to get a healthy living discount, you need to be able to answer all our health questions in the positive. Inherently this means that the younger you are the more likely you are to qualify for the additional lifetime discount. It also means that if you’re feeling unwell it may pay to wait till you’re back to full health to apply.
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What does it mean to be healthy?
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Sleep best life insurance policy you can have (says world sleep expert)
If you want to live longer and live well, prioritise your sleep. It’s the cheapest life insurance there is.
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Cancer now more common than getting married or having a first baby
Research from the UK suggests that developing cancer is now more common than getting married or having a first baby. In the UK more than 350,000 cancers are diagnosed each year compared with 290,000 marriages. In New Zealand the trends are similar with 23,000 cancers diagnosed, compared to 20,000 marriages in 2014. (NZ Ministry of Health and Statistics NZ.)
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How about we have kids honey?
Preparing to have kids is a amazing and a little scary. After all it is a lifetime commitment.
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Is suicide covered by a life insurance policy?
This is not an uncommon question, particularly in New Zealand. Most insurance policies do cover suicide, although it is pretty typical for policies to exclude cover for suicide for at least the first 13 months.
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Pregnancy and life insurance